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Health & Dental

With the changes in our economy, many companies are looking to save money and as a result they may be cutting back on employee benefits. As a result many people are looking to purchase their own individual plans. Most individual Health & Dental plans will not cover pre-existing medication. There are a few plans however that a person can convert to within 60 days of coming off a group plan which will cover a certain amount of pre-existing medication.

Therefore it is most important to try to purchase your plan while you are still healthy. There are some plans which will allow a small amount of pre-existing medication which may be sufficient depending on the provincial coverage in the different provinces. Please note that premiums for Health & Dental Insurance are tax deductible.

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