Sometimes, when you get to your senior years and you want some insurance to cover your final expenses but medically you would not qualify for an underwritten insurance policy, this may be the option for you.
This is a guaranteed insurance policy in which, if a person dies within the first two years of the policy a return of premium is paid but once the two years has passed, then the face value of the policy is paid.
Many people think that everyone qualifies for the Death Benefit that CPP offers. To find out how much you qualify for, complete the Application for Statement of Contributions mail it to the address on the form and within two to three weeks you should have a reply.

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